Group Benefits
Offering group benefits keeps your business relevant in today’s competitive recruiting market while retaining top talent. The experts at Graber & Associates are here to guide and assist businesses of all sizes to make the details easy.
Group Health Insurance
Employer-sponsored health benefits are a key factor in employee recruitment and retention. By providing these insurance needs, employers ensure that their employees are healthier and happier – often with fewer absences and improved productivity.
Choosing a group plan can:
- Save on personal health care costs
- Increase tax deductions
- Boost job satisfaction
Group health plans can also coordinate with:
- Health Savings Accounts (HSA)
- Health Reimbursement Accounts (HRA)
- Flexible Spending Accounts (FSA)
- Individual Coverage Health Reimbursement Accounts (ICHRA)
Group Life Insurance and Accidental Death & Dismemberment
Group Life insurance is a fundamental component to the overall benefits program offered by your business.
Term Life is an excellent employee retention tool that offers your employees and their dependents a cost-effective financial safety net. This benefit typically has more lenient underwriting than individual life insurance.
Coverage options include:
- Group Term Life
- Voluntary Term Life
- Dependent Term Life
Additional Benefits
Policies on a group chassis are typically more cost effective than comparable individual coverage, and have more lenient underwriting when required.
Below is a list of additional benefits Graber & Associates can help you implement:
- Dental
- Vision
- Short Term Disability
- Long Term Disability
- Accidental Injury
- Cancer
- Critical Illness
- Hospital Indemnity