Congratulations! That new baby will change your life in many wonderful ways.

As your family grows, you have more reasons than ever to think about protecting everyone’s financial future. One of the most important things you can do for your children and spouse is purchasing life insurance.

What would they need?
Families with young children need life insurance more than ever. If you have young children at home, you have plenty of expenses: a mortgage, daycare and sooner than you can imagine, the rapidly rising cost of college. If something would happen to you or your spouse, what would it cost to pay your bills, take care of your family and ensure your new child doesn’t have to worry about finances?

An affordable option
Many families with young children have fairly tight budgets, but there are plenty of insurance options that can protect your future without breaking the bank. Term life insurance is one of the most cost-effective, basic ways you can provide life insurance coverage for your growing family.
You pay a low premium to provide coverage for a set period of time (known as your “term” of coverage) and if you die during that term, your family would receive full payment. You pay for just the coverage you need and you can easily renew your policy or buy more coverage.

Now’s the time
The younger you are, the lower your premium will be. Waiting until you are older will actually cost you more. By securing term coverage now, you may be securing your insurability in the event a health condition were to arise. If you are young and relatively healthy, you should be able to get plenty of coverage that would make life much easier if the unthinkable were to happen.

You care about your family. Talk to your insurance agent about this simple way to protect everyone’s financial future.