Long Term Care Alternatives

Category: Long Term Care

Long term care (LTC) is important as Americans live longer and fewer people live with their children once they are no longer able to care for themselves. Long term care insurance plays an important role in ensuring that you can afford the care you need in the future while also protecting your assets from being... Read More >

Ancillary Products Help Relieve Major Medical Costs

Having health insurance is important, but it is increasingly expensive and many plans come with high out of pocket costs. Many Americans do not have enough in savings to cover the costs related to a major illness even with their health insurance. Ancillary health products can help you cover these costs and save you peace... Read More >

IRA Investments

Category: Uncategorized

What is an IRA? An IRA is an Individual Retirement Account. There are two main types of IRAs: Traditional IRA- The money that you put into the account is tax free and the growth is tax deferred. Roth IRA- The money that you put into the account is money that has already been taxed but... Read More >

Employees are Looking for Voluntary Benefits

Category: Group Benefits

The unemployment rate in South Dakota is well below the national average which means that there are often more jobs available than there are quality applicants to fill them. Attracting and maintaining quality employees in this kind of market can be more difficult, but it doesn’t have to be. One of the best ways to... Read More >

Finding a Health Plan on the Marketplace

With the annual open enrollment period drawing to a close, we have some helpful tips to ensure you get health coverage before it’s too late. Are there deadlines you should be aware of? • Open enrollment lasts until January 31st- After that day you will not be able to purchase individual health insurance without a... Read More >